Charging your cell phone can increase your credit score?

While it may seem far-fetched at first glance, if you take a look at how even just the insurance industry is stepping up and challenging its traditionally old way of looking at things it is not that unfathomable. Little black boxes in your car to help with claims, Fitbit reduces life insurance costs, why not cell phones and credit scores?

Inflation, the power it has over us.

Inflation, the mention of the word catapults people back to their days of high school sitting in a classroom while the teacher drones on in a monotone voice about something that as a teenager, you swear is useless information. Now many years later (more years than some of us would like to admit) we are once again forced to think about inflation. It is one of the most important factors to think about preparing for retirement so we thought we would take a moment to offer a refresher on it.